Add Money to Your Accounts

We make it easy to shift your money where you need it to be with convenient transfer and deposit options.

How to Move Your Money or Make a Deposit

Whether you’re transferring funds using an external card, moving money between your Navy Federal accounts or depositing a check, we’ve got you covered.

Transfer Using an External Card

Move money to your Navy Federal checking or savings account using an external Visa® or Mastercard® with a few simple clicks.

Transfer From Another Financial Institution

Make an Automated Clearing House (ACH) transfer through online banking or by visiting a branch. Our member service reps are also available by phone.

Transfer Between Your Navy Federal Accounts

Deposit a Check

Sign in to our mobile app and deposit a check in a few simple steps. You can also visit a local branch or ATM.

Deposit Your Paycheck Automatically

Set up direct deposit and have your paycheck sent right to your Navy Federal account.

More Resources

Wire Transfers

Learn how to send and receive money by wire transfers, whether you need to move money domestically or internationally. Learn More about Wire Transfers

Mobile Banking Apps

Navy Federal's mobile banking apps offer quick and convenient ways to manage your accounts on the go. Learn More about Mobile Banking Apps

Branches & ATMs

If you prefer to do your banking in person, we have 350+ branches worldwide and a network of 30,000+ free ATMs. Want to meet with one of our reps? You can skip the line by booking an appointment online. Learn More about Branches & ATMs

Disclosures

ATM Cash Advance Fee: None if performed at a Navy Federal branch or ATM; otherwise, $0.50 per domestic transaction or $1.00 per foreign transaction.

Eligible for Visa and Mastercard card only. Review the terms and conditions of the external card you plan to use for a transfer. Transfer may not result in external card rewards. Transfers using an external credit card may be considered a cash advance credit transaction.

Navy Federal Information

Mission Statement

Since 1933, Navy Federal Credit Union has grown from 7 members to over 13 million members. And, since that time, our vision statement has remained focused on serving our unique field of membership:

"Be the most preferred and trusted financial institution serving the military and their families."

About Navy Federal

Member Support

More Services

24/7 Member Services: 1-888-842-6328 Routing Number: 256074974

Policy & Disclaimers

© 2024 Navy Federal Credit Union. All rights reserved

Navy Federal conducts all member business in English. All origination, servicing, collections, and marketing materials are provided in English only. As a service to members, we will attempt to assist members who have limited English proficiency where possible. Military images are used for representational purposes only; do not imply government endorsement. Terms and conditions are applied to gift cards.

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